GrowthBond is not a bank and does not take and hold deposits. All cash balances temporarily not invested in loans are held on a pooled bank account titled in our name "in trust for" investors on a "pass through" basis.

GrowthBond are not guaranteed or insured and investors may have negative returns. Borrowers make payments on their loans to GrowthBond and GrowthBond passes those payments on to investors net of fees.

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